If you do not just want to try the slot machines at the online casino for fun, but also look at the big winnings in the casino game with real money, you will sooner or later have to deposit money into your player account.
But the casinos now offer a variety of options. For some providers, you can choose between up to twenty payment methods. We’ve gone through the jungle of various methods and are now introducing the five most popular payment methods in online casinos for German players.
5th place: credit cards
Meanwhile, almost every adult with a bank account in Germany also has an associated credit card. Visa, Mastercard or Maestro facilitate shopping on the Internet and payments abroad.
Many direct banks such as ING-Diba or Comdirect automatically provide their customers with a free credit card when opening their account. Even when paying in online casinos, this credit card continues to enjoy great popularity. Payments are easy and the balance is credited to the player account immediately. In addition, you usually have to deposit the credit card only once in the player profile and then a deposit is done with a single click.
With us, however, only place 5 is in it, because many online casinos charge a fee for credit card payments. This is not the case with the other payment providers in our list. Also, the maximum amounts for credit card deposits are often at the lower end of the spectrum. An even greater disadvantage will come into effect from 1 July of this year.
According to FAZ and Handelsblatt reports, direct bank ING-Diba will charge a fee of three percent, or at least € 3.90, when paying with their Visa credit card at the online casino. With these fees for transactions in casinos ING-Diba is by no means alone. Consorsbank, Postbank, Comdirect and DKB also charge fees of between 2.5 and 5 percent on sales with the Visa card.
4th place: Paysafecard
The Paysafecard is a bit like going to an online casino with cash. You simply buy a Paysafecard with a credit between 10 € and 100 € and get with the card then a PIN number, with which you can then make the deposit.
One huge plus is that you do not need to provide bank or credit card information. Since the Paysafecard is a prepaid card, the payment is completely anonymous and is still completely secure. Most online casinos accept deposits with the Paysafecard and also charge no fees.
The big drawbacks are that you have to go first to buy one of the cards and the payment method only works for one, but not for withdrawals. In addition, the highest amount on a single Paysafecard with € 100 is rather low and therefore this payment method remains in fourth place.
3rd place: Giropay
For many European e-payment service providers, which are becoming increasingly popular for payment in online casinos, German banks also wanted to cut a piece of the cake.
Therefore, after an initiative of various German banks this own fast real-money payment method emerged. With Giropay, deposits are possible in seconds and you need nothing more than a German checking account with online banking.
A big advantage of Giropay is that no additional registration is necessary. In addition, the service is available in many online casinos and absolutely free of charge for you as a player. Thanks to the seal “Made in Germany” Giropay also depends on many other payment alternatives.
Unfortunately, Giropay is not available for payouts, so you’ll need to use a different method for that. Because of this it is then in our ranking unfortunately “only” to third place.
2nd place: Immediately transfer
In principle, this payment method works quite similar to Giropay, through your normal online banking. If you make a direct debit deposit, you will be redirected to the service provider’s website where you will enter your PIN and TAN numbers, as with a normal bank transfer. Unlike a normal bank transfer, you do not have to wait 2-3 days for your money to land on your player account, but it happens (as the name implies) immediately.
Moreover, Sofortüberweisung is one of the safest payment methods and has even been awarded the seal “Certified Data Protection” by TÜV. So you can be sure that your payment will be processed quickly and safely.
Unfortunately, this payment method is also not available for withdrawals and therefore has to settle for second place.
1st place: PayPal
The crown in our ranking goes to the former eBay subsidiary PayPal. If you are